Financial Calculators

A selection of over 180 financial calculators provided by The Calculator.

Loan Payoff Calculator

Can help you estimate when you can be debt free & how much you need to do so either by making extra payments or by paying off altogether.

Equilibrium Price and Quantity Calculator

Can help you calculate both the equilibrium price & quantity in case you have a demand and a supply function both dependants on price.

Capital Adequacy Ratio Calculator

Can help you measure a bank’s capital in the form of a percentage of its risk weighted credit exposure, which indicates at which extent the depositors are protected.

Dividend Payout Ratio Calculator

Can help you measure the percentage of net income that is distributed by a company to its shareholders in the form of dividends during the year.

PE Ratio Calculator

Can help you find the price earnings ratio for any shares you are interested in, which indicates how many earnings each share within a company can generate.

Working Capital Calculator

Can help you determine the working capital (WC as absolute value & as ratio) of a company which indicates its overall short term liquidity translated as the net resources available to run its business.

Net Working Capital Ratio Calculator

Can help you measure a company’s liquidity position by its NWC value which refers to the net resources available to run its business on short term.

Quick Ratio Calculator

Estimates the acid test ratio by measuring the proportion of cash, temporary marketable securities & accounts receivable against current liabilities value.

Net Working Capital Calculator

Estimates the net working capital value/ratio by considering the short term liabilities and the current assets of a company in order to assess its short-term liquidity.

Current Ratio Calculator

Can help you measure a company’s liquidity position by estimating the proportion of its current assets against its current liabilities.

Cash Ratio Calculator

Helps you assess a company’s financial strength and liquidity by measuring the proportion of its cash & cash equivalents against its current liabilities.

Acid Test Ratio Calculator

Finds the quick ratio by comparing the total of the cash, temporary marketable securities and accounts receivable to the current liabilities amount.

Total Expense Ratio Calculator

Measures the proportion of the costs associated with the administration against the total assets managed by an investment fund.

Non-Current Assets To Net Worth Ratio Calculator

Measures at which extent a company is investing in low liquid assets by comparing its non-current assets to its total net worth.

Long Term Debt to Total Assets Ratio Calculator

Estimates at which extent a company’s assets are financed with long term debts lasting more than one year and so it helps in assessing its financial position.

Long Term Debt to Capitalization Ratio Calculator

Measures the financial leverage of a company by dividing its long term debts by its total capital.

Interest Coverage Ratio Calculator

Can help you assess a company’s ability to pay the interest on its debts by comparing its interest expense with the EBIT value.

Fixed Charge Coverage Ratio Calculator

Can help you measure at which extent a company is able to cover its fixed financing expenses such as leases and interest.

Degree of Financial Leverage Ratio Calculator

Measures the proportion of the earnings before interest and taxes against the earnings before taxes which shows the debt amount that a business is obligated to pay back.

Fixed Assets to Net Worth Ratio Calculator

Measures the solvency of a company by finding the proportion of the net fixed assets against its net worth.

Financial Leverage Ratio Calculator

Finds the proportion of the total debt a company has against its shareholder’s equity, showing the extent to which a company is using external sources to finance its activity.

Equity Ratio Calculator

Estimates the proportion of owner’s/shareholder’s equity against the total assets of a company, showing its long term solvency position.

Compare Savings Accounts Rates Calculator

Savings accounts rates calculator helps you compare interest rates (APY) on different savings accounts offers and see which one generates the highest end balance if you intent to deposit a starting amount plus additional (monthly) contributions.

Effective Interest Rate Calculator

Finds the effective interest rate per period and the total rate of return by considering a nominal interest percent & the no.

Equity Multiplier Calculator

Estimates the equity multiplier which is a measure of financial leverage of a company, as it demonstrates its ability to use debts for financing its assets.

Lunch Savings Calculator

Can help you figure out how much you can save by bringing a lunch to work instead of eating out, in such a way to spend less money and increase your personal savings.

Debt EBITDA Ratio Calculator

Debt/EBITDA ratio calculator measures the proportion of liabilities against the Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) of a company which characterizes its liquidity position.

Savings Goal Calculator

Can help you figure out how much you will need to save on a regular/monthly basis to reach a certain savings goal you set up.

Interest Rate Calculator

Estimates the real interest rate you will pay for a loan if you know the amount taken, monthly payment value & the pay off term.

Equivalent Interest Rate Calculator

Converts an interest rate from one compound frequency to another in order to help you see which rate is better.

FD Calculator

Helps you figure out how much interest you will earn from your fixed deposit and the maturity amount you will have in your account at the end of the term.

FHA Loan Calculator

Calculates both your monthly payment on a FHA mortgage and the required  salary based on the debt to income ratios so that to know how much you can borrow.

CAGR Calculator

Estimates the compound annual growth rate of an investment by considering its starting deposit/initial cost, ending value & its term to grow.

Personal Loan EMI Calculator

Helps you calculate the monthly payment on your personal loan EMI, total paid, cost with interest and the estimated payoff date.

Loan Amortization Calculator

Calculates your monthly payment, total paid and interest as well as the estimated payoff date together with an amortization schedule for your loan.

Car Lease Calculator

Helps you calculate your monthly payment for an auto lease if you know the vehicle price/loan amount, interest rate and its term in months.

Present Value Calculator I

Present value calculator finds the PV/deposit required to achieve a specific future value by considering the no.

Future Value Calculator

Forecasts the FV of a present value/deposit or investment over a specific period of time, with or without annuity payments (ordinary / due).

Personal Loan Calculator

Calculates your monthly payment, total paid, interest and the payoff date (other repayment frequencies are allowed: weekly or bi-weekly).

Home Equity Loan Calculator

Estimates your borrowing capacity and your monthly payment if you qualify for a new loan by considering your home current market value, outstanding mortgage balance and LTV ratio.

Auto Payment Calculator

Calculates your car loan monthly payment (trade in allowance and sales tax can be considered), its payoff date and an amortization schedule presenting the total paid and total cost with interest.

Time Value of Money Calculator

Solves any TVM problem such as finding the present value (PV), future value (FV), annuity payment (PMT), interest rate or the no.

EMI Calculator

Estimates your Equated Monthly Installment loan payment, total paid, total interest paid and the payoff date together with an amortization schedule.

CPM Calculator

Calculates the cost of an online advertising campaign, CPM (cost per 1000 impressions) and the number of ad impressions you can get within the limits of your marketing budget.

NPV Calculator

Calculates the net present value of an investment by taking account of its initial cost, discount rate and the sum of all positive and negative cash flows.

Bond Repayment Calculator

Estimates your monthly payment value for the bond purchase of property, total paid and the total interest paid as well as how much you can save by paying extra.

RMD Calculator

Calculates your Required Minimum Distribution factor and the amount for the current year which is applicable for people older than 70 ½ years.

Repayment Calculator

Helps you see how much you will pay monthly on your loan (mortgage, personal, student or any type) over a defined period of time with a fixed interest rate.

Mortgage Rate Calculator

Helps you see how much you will pay monthly on your loan, which is the total paid and the costs with interest you will have, including taxes and insurance costs and together with a detailed amortization schedule.

ROI Calculator

Estimates the return on investment by considering the initial cost/investment and the total revenue generated/ so called final balance account.

Net Present Value Calculator

Estimates the NPV of an investment by the discounted sum of all cash flows while considering the initial cost, discount rate and ins and outs.

Investment Calculator

Forecasts the growth of your investment or savings account with or without regular contributions by compound interest within a given time period.

LTV Calculator

Figures out your loan to value percentage by considering the value of your property and the mortgage amount.

Mortgage Payment Calculator II

Mortgage payment calculator estimates your monthly payment level with or without extra payment, payoff date and the total you will owe (principal + interest).

Periodic Compound Interest Calculator

Estimates either the accrued amount (principal + interest earned), principal invested, rate of return or term/no.

Debt to Income Ratio Calculator

Estimates your debt to income ratio (DTI) by considering your gross monthly income and all of your current debts no matter of their type.

Financial Calculator

Resolves any time value of money problem like estimating the future value (FV), present value (PV) annuity payment (PMT) return rate or no.

Mortgage Calculator

Estimates your monthly loan payment, total interest paid and the payoff date by 3 methods with or without extra payments or taxes or insurance costs.

Credit Card Calculator

Estimates the term to pay off your credit card balance, your monthly payment and the total interest paid based on the debt data your provide.

Stock Options Calculator

Helps you estimate the benefit from the stock options (ESO) offer you may receive from your current or future employer.

Finance Calculator

Can perform any time value of money calculation: finding the present value (PV), future value (FV), annuity payment (PMT) interest rate or no.

Mortgage Amortization Calculator

Estimates your monthly loan payment value, total interest paid, estimated payoff date and the total out of pocket (incl.

Rate of Return Calculator

Estimates the profitability of a business or investment measured by its discount rate which is also known as compound annual growth rate.

WACC Calculator

Estimates the Weighted Average Cost of Capital which measures the average rate that a company is expected to pay to finance its assets.

Used Car Loan Calculator

Estimates your monthly payment for buying a second hand car through loan, total interest paid and the costs with depreciation & maintenance.

APY Calculator

Estimates the Annual Percentage Yield of your deposit by considering the annual interest rate, no.

Car Depreciation Calculator

Estimates the first year and overall depreciation of a car by 3 different scenarios (optimistic, realistic and pessimistic) for the period it is hold.

Mortgage Qualifier Calculator

Checks whether you qualify with your salary to take a loan by considering the 2 debt to income ratios allowable (rule 28 - 36%).There is in depth information on this topic below the form.

Immediate Annuity Calculator

Estimates the regular annuity payment you will receive by considering the term, payment frequency, invested amount & annual return rate.

Profit Calculator

Estimates the gross profit margin, gross profit value and the mark up percentage by considering the total revenue, expenses & gross margin rate.

Mortgage Points Calculator

Helps you estimate and compare your monthly payment in case of a loan without points versus one with prepaid interest points.

Commission Calculator

Estimates how much you will earn from a sale by considering the total sales revenue and the commission percentage.

Hourly to Salary Calculator

Estimates your annual and monthly salary by considering your hourly wage and the average number of hours worked per week.

Net Worth Calculator

Estimates an individual’s net worth by considering the assets owned such as cash, home, auto or investments & the liabilities owed such as mortgage, loans and similar debts.

Bond Price Calculator

Estimates the bond’s expected selling price by considering its face/par value, coupon rate and its compounding frequency and years until maturity.

Stock Investment Calculator

Estimates the expected rate of return and the value of your investment by considering the current stock price, dividends per share and the growth rate.

CD Rate Calculator

Estimates the interest you will earn on your certificate of deposit, the annual percentage yield (APY) and the ending balance (future value of CD).

Stock Price Calculator

Approximates an acceptable purchase price of a stock by considering dividends per share, your desired rate of return and a stock growth rate.

Debt Paydown Calculator

Estimates how much interest you will save by adding a pay down payment to your next monthly payment on your loan, mortgage or credit card.

Debt Payment Calculator

Estimates how much from your monthly payment goes on interest and how much goes on principal to be repaid on matter of the debt/loan type you owe.

Mortgage Insurance Calculator

Can estimate the mortgage insurance payment and the monthly loan payment (principal + interest) you will owe.

IRR Calculator

Can approximate the internal rate of return an investment can ensure by considering its initial cost and the generated ins and outs cash flows.

HELOC Calculator

Estimates your monthly home equity line of credit payment by considering the current line of credit balance, HELOC interest rate and term.

Bond Yield Calculator

Estimates the current bond yield value by considering the its clean price, bond's face value and its coupon rate (interest rate).

PVIFA Calculator

Estimates the present value interest factor of annuity by considering an assumed interest rate per period and a number of periods.

Discounted Payback Period Calculator

Estimates the period of time will take an investment to generate positive cash flows that cover its initial/total cost.

Altman Z-Score Calculator

Estimates the Altman’s Z score which predicts bankruptcy of a company by using few financial ratios and a multiple discriminant analysis statistical method.

Debt to Equity Ratio Calculator

Estimates the so called gearing ratio which represents the proportion of debt financing in a company relative to its equity, by 3 different formulas.

Savings Calculator

Estimates the final balance and the total interest earned on your savings account with or without annual deposits and regular monthly contributions over a certain period of time.

Average Collection Period Calculator

Estimates the average number of days it takes the company to collect its receivables within a fiscal year.

Accounting Rate of Return Calculator

Estimates the (ARR/ROI) percentage of average profit earned from an investment (ROI) as compared with the average value of investment over the period.

Days in Inventory Calculator

Estimates the average number of days a company keeps its inventory goods until selling them.

Inventory Turnover Ratio Calculator

Assesses the efficiency of a company in converting its inventory into sales by the no.

Future Value of Annuity Calculator

Estimates the value (FV) of a series of fixed future annuity payments at a specific interest rate and for a no.

Asset Turnover Calculator

Estimates the ratio of the sales of a company to its assets, which is an efficiency figure that indicates how successfully the business is using its assets to generate revenue within the fiscal year.

Return on Investment Calculator

Estimates the rate of return (ROI) by 2 different methods that consider the cost and the gain of the investment.

Yield to Maturity Calculator

Approximates a bond’s yield to maturity by considering its annual coupon payment, its face value & current clean price and the no.

Boat Loan Calculator

Estimates the monthly payment & total interest you will pay on your boat loan OR can calculate the amount you can afford to borrow.