# Finance Calculator

### Calculators for mortgage, loan, interest and payments

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**finance calculator**from the ones provided in this category.

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This ... can help you estimate when you can be debt free & how much you need to do so either by making extra payments or by paying off altogether. You can al...

This ... can help you calculate both the equilibrium price & quantity in case you have a demand and a supply function both dependants on p...

This ... can help you measure a bank’s capital in the form of a percentage of its risk weighted credit exposure, which indicates at which extent...

This ... can help you measure the percentage of net income that is distributed by a company to its shareholders in the form of dividends during the yea...

This ... can help you find the price earnings ratio for any shares you are interested in, which indicates how many earnings each share within a com...

This ... can help you determine the working capital (WC as absolute value & as ratio) of a company which indicates its overall short term liquidity trans...

This ... can help you measure a company’s liquidity position by its NWC value which refers to the net resources available to run its business...

This ... estimates the acid test ratio by measuring the proportion of cash, temporary marketable securities & accounts receivable against current liabilities...

This ... estimates the net working capital value/ratio by considering the short term liabilities and the current assets of a company in order to assess i...

This ... can help you measure a company’s liquidity position by estimating the proportion of its current assets against its current liabilities. Below th...

This ... helps you assess a company’s financial strength and liquidity by measuring the proportion of its cash & cash equivalents against its current li...

This ... finds the quick ratio by comparing the total of the cash, temporary marketable securities and accounts receivable to the current liabilities am...

This ... measures the proportion of the costs associated with the administration against the total assets managed by an investment fund. The formula to d...

This ... measures at which extent a company is investing in low liquid assets by comparing its non-current assets to its total net wort...

This ... estimates at which extent a company’s assets are financed with long term debts lasting more than one yea...

This ... measures the financial leverage of a company by dividing its long term debts by its total capital. There is more info on how ...

This ... can help you assess a company’s ability to pay the interest on its debts by comparing its interest expense with the EBIT value. Below ...

This ... can help you measure at which extent a company is able to cover its fixed financing expenses such as leases and interest. Below the form...

This ... measures the proportion of the earnings before interest and taxes against the earnings before taxes which shows the debt amount t...

This ... measures the solvency of a company by finding the proportion of the net fixed assets against its net worth. There is more info about...

This ... finds the proportion of the total debt a company has against its shareholder’s equity, showing the extent to which a company is using...

This ... estimates the proportion of owner’s/shareholder’s equity against the total assets of a company, showing its long term solvency position. Th...

This savings accounts rates calculator helps you compare interest rates (APY) on different savings accounts offers and see which one generates the highest end balance if you intent...

This ... finds the effective interest rate per period and the total rate of return by considering a nominal interest percent & the no. of compoun...

This ... estimates the equity multiplier which is a measure of financial leverage of a company, as it demonstrates its ability to use debts for financing i...

This ... can help you figure out how much you can save by bringing a lunch to work instead of eating out, in such a way to spend less money and increase your p...

This debt/EBITDA ratio calculator measures the proportion of liabilities against the Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) of a company which char...

This ... can help you figure out how much you will need to save on a regular/monthly basis to reach a certain savings goal you set up. There is in depth informa...

This ... estimates the real interest rate you will pay for a loan if you know the amount taken, monthly payment value & the pay off term. There is in depth...

This ... converts an interest rate from one compound frequency to another in order to help you see which rate is better. You can discover more on th...

This ... helps you figure out how much interest you will earn from your fixed deposit and the maturity amount you will have in your account at the end of the term. There ...

This ... calculates both your monthly payment on a FHA mortgage and the required salary based on the debt to income ratios so that to know how much you can bo...

This ... estimates the compound annual growth rate of an investment by considering its starting deposit/initial cost, ending value & its term to grow. There is in d...

This ... helps you calculate the monthly payment on your personal loan EMI, total paid, cost with interest and the estimated payoff date. There is in depth...

This ... calculates your monthly payment, total paid and interest as well as the estimated payoff date together with an amortization schedule for your loan...

This ... helps you calculate your monthly payment for an auto lease if you know the vehicle price/loan amount, interest rate and its term in months. There is detai...

This present value calculator finds the PV/deposit required to achieve a specific future value by considering the no. of time periods, discount rate & compounding. There is in ...

This ... forecasts the FV of a present value/deposit or investment over a specific period of time, with or without annuity payments (ordinary / due). There is i...

This ... calculates your monthly payment, total paid, interest and the payoff date (other repayment frequencies are allowed: weekly or bi-weekly). There is mor...

This ... estimates your borrowing capacity and your monthly payment if you qualify for a new loan by considering your home current market value, outstanding...

This ... calculates your car loan monthly payment (trade in allowance and sales tax can be considered), its payoff date and an amortization schedule presenting ...

This ... solves any TVM problem such as finding the present value (PV), future value (FV), annuity payment (PMT), interest rate or the no. of periods. Th...

This ... estimates your Equated Monthly Installment loan payment, total paid, total interest paid and the payoff date together with an amortization schedule. There is mo...

This ... calculates the cost of an online advertising campaign, CPM (cost per 1000 impressions) and the number of ad impressions you can get within the limits of your ma...

This ... calculates the net present value of an investment by taking account of its initial cost, discount rate and the sum of all positive and negative cash flows. Ther...

This ... estimates your monthly payment value for the bond purchase of property, total paid and the total interest paid as well as how much you can save by pa...

This ... calculates your Required Minimum Distribution factor and the amount for the current year which is applicable for people older than 70 ½ years. Ther...

This ... helps you see how much you will pay monthly on your loan (mortgage, personal, student or any type) over a defined period of time with a fixed interest rat...

This ... helps you see how much you will pay monthly on your loan, which is the total paid and the costs with interest you will have, including taxes and insur...

This ... estimates the return on investment by considering the initial cost/investment and the total revenue generated/ so called final balance account. There is i...

This ... estimates the NPV of an investment by the discounted sum of all cash flows while considering the initial cost, discount rate and ins and outs. &nb...

This ... forecasts the growth of your investment or savings account with or without regular contributions by compound interest within a given time period. T...

This ... figures out your loan to value percentage by considering the value of your property and the mortgage amount. There is in depth information about this indi...

This mortgage payment calculator estimates your monthly payment level with or without extra payment, payoff date and the total you will owe (principal + interest). There is i...

This ... estimates either the accrued amount (principal + interest earned), principal invested, rate of return or term/no. of periods by using the...

This ... estimates your debt to income ratio (DTI) by considering your gross monthly income and all of your current debts no matter of their type. There...

This ... resolves any time value of money problem like estimating the future value (FV), present value (PV) annuity payment (PMT) return rate or no. of periods. &n...

This ... estimates your monthly loan payment, total interest paid and the payoff date by 3 methods with or without extra payments or taxes or insurance costs. There...

This ... estimates the term to pay off your credit card balance, your monthly payment and the total interest paid based on the debt data your provide. There is m...

This ... helps you estimate the benefit from the stock options (ESO) offer you may receive from your current or future employer. There is in depth information ...

This ... can perform any time value of money calculation: finding the present value (PV), future value (FV), annuity payment (PMT) interest rate or no. of periods. T...

This ... estimates your monthly loan payment value, total interest paid, estimated payoff date and the total out of pocket (incl. tax). There is more i...

This ... estimates the profitability of a business or investment measured by its discount rate which is also known as compound annual growth rate. There is in...

This ... estimates the Weighted Average Cost of Capital which measures the average rate that a company is expected to pay to finance its assets. There is in depth infor...

This ... estimates your monthly payment for buying a second hand car through loan, total interest paid and the costs with depreciation & maintenance. There...

This ... estimates the Annual Percentage Yield of your deposit by considering the annual interest rate, no. of periods (years or months) & compound interest interval...

This ... estimates the first year and overall depreciation of a car by 3 different scenarios (optimistic, realistic and pessimistic) for the period it is ho...

This ... checks whether you qualify with your salary to take a loan by considering the 2 debt to income ratios allowable (rule 28 - 36%).There is in depth...

This ... estimates the regular annuity payment you will receive by considering the term, payment frequency, invested amount & annual return rate. There...

This ... estimates the gross profit margin, gross profit value and the mark up percentage by considering the total revenue, expenses & gross margin rate. There is...

This ... helps you estimate and compare your monthly payment in case of a loan without points versus one with prepaid interest points. There is in depth info...

This ... estimates how much you will earn from a sale by considering the total sales revenue and the commission percentage. There is in depth information on how t...

This ... estimates your annual and monthly salary by considering your hourly wage and the average number of hours worked per week. There is in depth informa...

This ... estimates an individual’s net worth by considering the assets owned such as cash, home, auto or investments & the liabilities owed such as mortg...

This ... estimates the bond’s expected selling price by considering its face/par value, coupon rate and its compounding frequency and years until maturity. ...

This ... estimates the expected rate of return and the value of your investment by considering the current stock price, dividends per share and the growth r...

This ... estimates the interest you will earn on your certificate of deposit, the annual percentage yield (APY) and the ending balance (future value of CD). There is...

This ... approximates an acceptable purchase price of a stock by considering dividends per share, your desired rate of return and a stock growth rate. There is i...

This ... estimates how much interest you will save by adding a pay down payment to your next monthly payment on your loan, mortgage or credit card. There is in ...

This ... estimates how much from your monthly payment goes on interest and how much goes on principal to be repaid on matter of the debt/loan type you owe. Ther...

This ... can estimate the mortgage insurance payment and the monthly loan payment (principal + interest) you will owe. There is in depth information on ho...

This ... can approximate the internal rate of return an investment can ensure by considering its initial cost and the generated ins and outs cash flows. There is in dept...

This ... estimates your monthly home equity line of credit payment by considering the current line of credit balance, HELOC interest rate and term. There is in depth i...

This ... estimates the current bond yield value by considering the its clean price, bond's face value and its coupon rate (interest rate). There is in depth infor...

This ... estimates the present value interest factor of annuity by considering an assumed interest rate per period and a number of periods. There is in depth informati...

This ... estimates the period of time will take an investment to generate positive cash flows that cover its initial/total cost. There is more info...

This ... estimates the Altman’s Z score which predicts bankruptcy of a company by using few financial ratios and a multiple discriminant analysis statis...

This ... estimates the so called gearing ratio which represents the proportion of debt financing in a company relative to its equity, by 3 different for...

This ... estimates the final balance and the total interest earned on your savings account with or without annual deposits and regular monthly contributions over a c...

This ... estimates the average number of days it takes the company to collect its receivables within a fiscal year. There in in depth information o...

This ... estimates the (ARR/ROI) percentage of average profit earned from an investment (ROI) as compared with the average value of investment over...

This ... estimates the average number of days a company keeps its inventory goods until selling them. There is in depth information on how to asses a compa...

This ... assesses the efficiency of a company in converting its inventory into sales by the no. of times the inventory is replaced during a fiscal y...

This ... estimates the value (FV) of a series of fixed future annuity payments at a specific interest rate and for a no. of periods the interest is c...

This ... estimates the ratio of the sales of a company to its assets, which is an efficiency figure that indicates how successfully the business is using its ...

This ... estimates the rate of return (ROI) by 2 different methods that consider the cost and the gain of the investment. There is in d...

This ... approximates a bond’s yield to maturity by considering its annual coupon payment, its face value & current clean price and the no. of ye...

This ... estimates the monthly payment & total interest you will pay on your boat loan OR can calculate the amount you can afford to borrow. There is in depth ...

This ... checks a company’s efficiency in collecting its sales on credit by measuring the no. of times receivables are collected on average ...

This liquidity ratios analysis calculator estimates all the financial liquidity indicators of a company such as: quick ratio, cash ratio, current ratio or working capital. There is...

This ... estimates the short-term liquidity of a company, which in other words represents its ability to use the quick assets to pay its current liabilities. The...

This future value calculator forecasts the future amount an investment (present value) will generate by considering a specific interest rate and a no. of periods/years the interest...

This ... estimates your affordability on rental fee, meaning how much rent you can pay by considering your annual income and your current monthly debts. There is in dep...

This ... estimates the value in today’s money of a growing future payments series for a no. of periods the interest is compounded (due...

This life insurance calculator can help you estimate your life insurance needs by taking account of your family’s income, expenses and assets. There is in depth information o...

This ... forecasts your profit from the stock sale and dividends earned, your stock investment’s net return, its yield at sale time & annualized yield for th...

This MAGI calculator estimates the modified adjusted gross income for business by considering the simple adjusted gross income and the computation...

This financial APR calculator estimates the payment details and the annual percentage rate by 3 different formulas that consider the loan fees & closing cost. There is in depth...

This ... estimates the accounting depreciation value by considering the asset’s cost, its salvage value and life in no. of periods. There is...

This ... can estimate your gross pay by considering your straight labor hours and their rate, double and overtime hours worked with their pay. There is more inform...

This ... estimates the annual property tax for the years to come by considering the property’s assessed value, tax rate and an annual increase of them whi...

This ... subtracts the deductions from your income to estimate the adjusted gross income which is used to find your total tax liability. There is more ...

This ... estimates the monthly payment on your mortgage loan by considering the amount borrowed, term and interest rate plus taxes & PMI. There is in depth...

This ... allows you to compare between as many loan plans as you want by specifying the desired amount, term and mortgage interest rate. Below the form t...

This ... finds the mark up percentage relative to product cost, gross profit value and the selling price by applying the gross margin formula. Below the tool there is...

This ... estimates the value in today’s money of a series of future payments of the same amount for a number of periods the interest is compou...

This ... forecasts the current equivalent value of a future lump sum for a specific interest rate and a number of periods the interest gets compound. There is ...

This ... estimates the annual percentage rate on mortgage loans by considering extra costs/fees and specific compounding and payment frequencies. There is in depth infor...

This ... helps you find out your annual, monthly, daily or hourly paycheck having regard to how much you are working per day & week and pay rate. There is in...

This ... estimates the asset's depreciation as a function of use or productivity instead of a time passage accounting approach. There is in dept...

This ... helps you figure out the total gross pay or the weekly, daily, monthly or annual paycheck by considering hours worked & pay rates. There is in d...

This ... estimates the home closing costs on your mortgage by considering its value and applying a typical percentage between 3 – 5%. There is in depth i...

This ... helps you find out what line of credit you may qualify for by considering your home’s assessed value, mortgage owed and LTV ratio. There is in ...

This ... estimates your credit card’s or loan’s finance charge you’ll see on the billing statement by considering the amount owed, APR &...

This 401k calculator determines your end balance at retirement, total interest accumulated and the monthly & yearly annuity payment you will receive all adjusted with...

This ... estimates your balance at the retirement age, the total interest earned and the monthly or annual annuity payment income you will get then. There is in depth i...

This APY calculator estimates the annual percentage yield value by considering the nominal interest rate and the compounding frequency (from daily up to annually). Everything there...

This savings calculator forecasts the final balance and total interest earned on your savings account (fixed deposit & regular adds by case) over a certain no of years. There i...

This ... estimates the monthly and the annual fixed annuity payments you'll receive from your retirement account or similar during benefits phase. There is i...

This ... estimates the final balance of your retirement account, total interest earned and the monthly or annually income you will get through annuity payments du...

This ... figures your total overtime paycheck and the OT rate, together with the regular pay by taking account of the number of hours worked. Everything there is to...

This ... helps you estimate the growth of your retirement savings account and the total interest you can earn until you plan to retire. Everything there i...

This ... helps you estimate your monthly interest only payment compared to a normal monthly payment and see if it is cost effective, check its overall...

This ... can assist you to get an idea whether refinancing your loan at a lower interest rate, with or without cash out is beneficial for you. Below the f...

This ... estimates your monthly loan payment including fees, charges and taxes in such a way to get the total out of pocket on a regular basis. There is ...

This refinance calculator helps you decide whether to refinance your loan or mortgage and discover what will your monthly payment value be and total paid. Right after the form, the...

This ... figures your monthly payment on your loan either with or without taxes by considering a fixed interest rate and term. Everything there is to know on h...

This ... figures how much money you can borrow against your home as a security and what your remaining equity balance will be after a certain number of year...

This ... estimates the value of your regular loan payment together with details such as total interest paid and the debt free date. There is in depth informa...

This ... figures your monthly payment together with all the details such as total interest paid or the estimated payoff date. There is in depth information about t...

This ... estimates the final price or the before tax price of an item for any of the US states by adding or excluding the sales tax rate. There is in depth informa...

This ... adjusts a given amount of money with inflation based on US CPI data and it can perform all inflation related calculations. More about purchasing power of ...

This ... can estimate either how quickly you can pay off your debt by paying extra or how much you need to pay per month to be debt free. Everything there is ...

This ... forecasts the growth of your annuities during accumulation phase consisting in an initial deposit + yearly / monthly additions. There is in depth in...

This ... figures either your monthly mortgage payment for a loan with fixed term or the time to payoff your debt with a fixed regular payment. There is in depth info...

This ... estimates how long it will take to pay out your loan with or without an extra payment and how much interest you can save by paying early. Everything...

This ... estimates your monthly payment & payoff date based on a fixed-interest rate with a desired payment frequency for a personal, auto or student loan. There is...

This ... estimates your monthly private mortgage insurance and your monthly loan payment consisting of principal plus interest, based on LTV ratio. More on how to calcul...

This ... figures your monthly car payment and loan’s amortization schedule based on the vehicle price, term and interest, discount & tax rates. There is ...

This ... estimates your monthly payment and the amortization schedule of your auto loan and takes account of the trade in value and sale tax as well. There is in...

This ... figures the earnings in interest you can get from a deposit at a certain interest rate within specific term (number of years) by comparing a simple ...

This ... can figure either the level of your monthly payment or the term you can be debt free plus the total you pay in interest. There is in depth info...

This ... estimates the goods and services tax from a specific money amount (add or exclude) either for Australia, New Zealand or any listed country. Everything there is ...

This ... estimates your monthly payment and total interest paid for an auto loan and it also generates a payoff amortization schedule with evidence on a monthly ...

This mortgage calculator estimates your monthly payment consisting of principal + interest + PMI & residential tax together with a detailed amortization schedule. More on how t...

This ... estimates the value added tax from a specific money amount using a country’s specific VAT rate OR can exclude it from a given amount. There is in depth in...

This ... can estimate the gross margin, mark up percent and the gross profit based on the cost of an item vs. its selling price or revenue. Everything there is to kno...

This investment calculator estimates the growth of your savings account in case you invest a fixed amount and then make early contributions within a given time. Everything there is...

This annuity calculator figures either the length in years of the payout phase by a desired withdrawal value, or the principal to own or the withdrawal revenue pay...

This ... estimates your monthly payment value and total interest paid together with a yearly amortization schedule and pay off date. Everything there is to ...

This ... estimates the growth of your annuities account consisting in any to all from starting principal, annual or monthly additions or contributions over a certain...

This ... helps you figure out how much mortgage you can afford based on your current annual income, debts and house loan assumptions. More on this subject...

This ... figures your final balance and total interest earned for an initial deposit with or without regular (monthly or yearly) savings additions. There is in dept...

This loan calculator figures your monthly payment, total interest paid and generates as well an amortization schedule for your mortgage, auto or student loan. Everything there is t...

This ... estimates the fuel cost for your car trip by taking account of the distance, on car's gas mileage (mpg) and on fuel price level. Everything there is to kn...

This ... figures the monthly rental income required, your monthly mortgage payment and total financial effort required from your side. There is in depth ...

This ... helps you plan your savings such way to have a decent life with a satisfying annuity payout during pension time. More on this matter you can lea...

This ... figures your monthly payment, total interest paid and the estimated payoff date with or without extra payment to your loan. More there is to know on t...

This ... estimates how much money you could save and how much interest you could earn over time for a deposit with compounding interest. Everything there is to know ...

This ... estimates how much money including interest you could save in your account over time in case you contribute on a monthly basis, in order to help you...

This ... can estimate how much will your investment account with monthly contribution grow and how much interest you can earn. Everything there is to know on ...

This ... estimates the total interest paid on your loan by taking account of a hypothetical minimum monthly payment and of a maximum one. There is in depth inf...

The ... can estimate your monthly car payment if the interest rate is known or the actual interest rate paid if the monthly payment is given. Everything there is to kn...

This ... displays your loan’s payment schedule with all the useful details such as the monthly payment, total interest paid &...

This ... can estimate how long it will take you to pay off your debt or credit card balance by making a minimum monthly payment or by a time frame you prefer to be debt...

This ... figures the life cover you will need for your family in case something wrong happens to you today by considering your income needs, expenses and asse...

This ... helps you figure out how much house you can afford by analyzing your monthly income, existing debts and assumed payment level. Everything the...

This ... measures the proportion of debt against the total assets of a company that indicates how much the entity relies on debt to finance assets. The debt ratio...

This ... measures the financial leverage ratio (capitalization level) of a company which indicates the extent to which it is using the equity to run its operations ...

This ... estimates how much of the assets of a company will be required to cover its financial obligations, thus it measures its position against its ou...

This debt to equity ratio calculator estimates the financial leverage ratio which is the proportion of liabilities and debts of a company against its equity. There is in depth info...

This ... estimates the debt service coverage ratio which is the proportion of Net Operating Income against the total debt service of an organization. There is in depth ...

This ... measures the proportion of Net Operating Income against the total debt service of a company, which ideally should be greater than 1. The...